BODY {
        background-color : #FFFFFF;
       font-family: Verdana, Arial, Geneva, Helvetica, sans-serif;
          }

A:link   {
        text-decoration: underline;
        color: #406080;
        font-weight: bold; 
                 }

A:visited {

        text-decoration: underline;
        color: #AA6A80;
        font-weight: bold; 
                 }
                 
A:hover{
        text-decoration: none;
        color: #B8CCD8;
        font-weight: bold; 
                 }
                 
a.banner:link   {
          text-decoration: underline;
          color: #406080;
          font-size: .9em; 
          font-family: Verdana, Arial, Geneva, Helvetica, Sans-Serif;
          margin-right: 1.5em; 
          font-weight: bold;       
                 }

a.banner:visited {
         text-decoration: underline;
         color: #406080;
         font-size: .9em; 
         font-family: Verdana, Arial, Geneva, Helvetica, Sans-Serif;
         margin-right: 1.5em; 
         font-weight: bold;
       
                 }
a.banner:hover{
               text-decoration: none;
               color: #B8CCD8
               font-size: 0.9em; 
               font-family: Verdana, Arial, Geneva, Helvetica, Sans-Serif;   
               margin-right: 1.5em; 
              font-weight: bold;
                 }
                 
a.light:link   {
          text-decoration: none;
          color: #C0D0E0;
          font-family: Verdana, Arial, Geneva, Helvetica, Sans-Serif;
         
                 }

a.light:visited {
         text-decoration: none;
         color: #C0D0E0;
         font-family: Verdana, Arial, Geneva, Helvetica, Sans-Serif;
                 }
a.light:hover{
               text-decoration: underline;
               color: #C0D0E0;
               font-family: Verdana, Arial, Geneva, Helvetica, Sans-Serif;
                 }

h1 {   
        color: #7094B8; 
        font-family: Verdana, Arial, Geneva, Helvetica, Sans-Serif; 
        margin-bottom: -.2em;
        margin-left: 1.5em;
              }

h2 {   
         margin-left: 2em;
         color: #7094B8;
         font-family: Verdana, Arial, Geneva, Helvetica, Sans-Serif;
                 }
                 
h3 {  color: #7094B8;
       margin-left: 2.5	em;
       margin-bottom: -.7em;
      font-family: Verdana, Arial, Geneva, Helvetica, Sans-Serif;
       }


.footer  {
         font-family: Verdana, Arial, Geneva, Helvetica, Sans-Serif;
         margin-left: 2.4em;
         color:#C0D0E0;
             }
             
.footerdark  {
         font-family: Verdana, Arial, Geneva, Helvetica, Sans-Serif;
         margin-left: 2.4em;
         color: #406080;
             }             
             

.indent20  {
           margin-left: 3em;

           }

p         {
          margin-left: 3em;
          margin-right: 3em;
          font-family: Verdana, Arial, Geneva, Helvetica, Sans-Serif;
          }
           
 .darkblue  {
          color: #406080
            }
         
 .lightblue  {
           color: #C0D0E0
           font-weight: bold;
             }